12 Month Term Deposit Rates NZ 2025
12 month term deposit rates NZ 2025: Compare the most popular 1-year rates from all NZ banks. Government guaranteed, updated daily. Find the best annual term deposit rates today.
Highest 12-Month Rate
Current best rate across all banks
3.52%
12-Month Term Deposit Rates
Compare rates from all NZ banks
| Bank | Rate | Interest Paid |
|---|---|---|
| Rabobank | 3.52% | 3.55% |
| BNZ | 3.50% | At maturity |
| Kiwibank | 3.50% | At maturity |
| Kiwibank | 3.50% | At maturity |
| Westpac | 3.45% | At maturity, monthly or compounding |
| ANZ | 3.40% | Quarterly, six monthly |
| ASB | 3.40% | 3.40% p.a. |
| Co-operative Bank | 3.40% | 3.40% p.a. |