BNZ Term Deposit Rates 2026
BNZ term deposit rates 2026: Big 4 bank focused on business banking. Compare BNZ TD rates, minimum deposits, and terms. Government guaranteed up to $100k.
Highest BNZ Rate
Current best rate from BNZ
4.10%
BNZ Term Deposit Rates
Live rates updated daily from official sources
| Term | Rate | Interest Paid |
|---|---|---|
| 5 years | 4.10% | At maturity |
| 4 years | 4.00% | At maturity |
| 3 years | 3.90% | At maturity |
| 2 years | 3.65% | At maturity |
| 1 year | 3.55% | At maturity |
| 180 days | 3.45% | At maturity |
| 270 days | 3.45% | At maturity |
| 190 days | 3.45% | At maturity |
| 210 days | 3.40% | At maturity |
| 240 days | 3.40% | At maturity |
| 18 months | 3.40% | At maturity |
| 160 days | 3.10% | At maturity |
| 150 days | 3.10% | At maturity |
| 120 days | 3.00% | At maturity |
| 90 days | 2.90% | At maturity |
| 60 days | 1.90% | At maturity |
| 30 days | 1.80% | At maturity |
| 7 days | 1.80% | At maturity |
Government Protected
Deposits up to $100,000 per person protected under NZ Deposit Guarantee Scheme
Daily Updates
Rates updated daily from official BNZ sources
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