2 Year Term Deposit Rates NZ 2026

2 year term deposit rates NZ 2026: Compare long-term 2-year rates from all NZ banks. Government guaranteed, updated daily. Find the best rates today.

Highest 24-Month Rate

Current best rate across all banks

4.00%

24-Month Term Deposit Rates

Compare rates from all NZ banks

Bank Rate Interest Paid
Westpac 4.00% At maturity, monthly or compounding
Rabobank 3.67% 3.70%
BNZ 3.65% At maturity
ASB 3.65% 3.65% p.a.
ANZ 3.65% Quarterly, six monthly or annually
Kiwibank 3.50% At maturity