3 Month Term Deposit Rates NZ 2026

3 month term deposit rates NZ 2026: Compare 90-day rates from all NZ banks. Government guaranteed, updated daily. Find the best 3-month term deposit rates today.

Highest 3-Month Rate

Current best rate across all banks

3.40%

3-Month Term Deposit Rates

Compare rates from all NZ banks

Bank Rate Interest Paid
General Finance 3.40% At maturity
ANZ 3.00% -
Heartland Bank 2.95% 2.95% p.a.
BNZ 2.90% At maturity
Westpac 2.85% At maturity
ASB 2.85% 2.85% p.a.