18 Month Term Deposit Rates NZ 2026

18 month term deposit rates NZ 2026: Compare 18-month rates from all NZ banks. Government guaranteed, updated daily. Find the best rates today.

Highest 18-Month Rate

Current best rate across all banks

3.70%

18-Month Term Deposit Rates

Compare rates from all NZ banks

Bank Rate Interest Paid
Westpac 3.70% At maturity, monthly or compounding
Rabobank 3.67% 3.70%
ANZ 3.60% Quarterly, six monthly or annually
ASB 3.50% 3.50% p.a.
BNZ 3.40% At maturity