5 Year Term Deposit Rates NZ 2025

5 year term deposit rates NZ 2025: Compare the longest-term 5-year rates from all NZ banks. Government guaranteed, updated daily. Find the best rates today.

Highest 60-Month Rate

Current best rate across all banks

4.00%

60-Month Term Deposit Rates

Compare rates from all NZ banks

Bank Rate Interest Paid
Kiwibank 4.00% At maturity
ASB 4.00% 4.00% p.a.
BNZ 4.00% At maturity
Rabobank 3.96% 4.00%
ANZ 3.90% Quarterly, six monthly or annually
Westpac 3.90% At maturity, monthly or compounding