5 Year Term Deposit Rates NZ 2026
5 year term deposit rates NZ 2026: Compare the longest-term 5-year rates from all NZ banks. Government guaranteed, updated daily. Find the best rates today.
Highest 60-Month Rate
Current best rate across all banks
4.40%
60-Month Term Deposit Rates
Compare rates from all NZ banks
| Bank | Rate | Interest Paid |
|---|---|---|
| Westpac | 4.40% | At maturity, monthly or compounding |
| ASB | 4.30% | 4.30% p.a. |
| Rabobank | 4.25% | 4.30% |
| ANZ | 4.20% | Quarterly, six monthly or annually |
| BNZ | 4.10% | At maturity |
| Kiwibank | 4.00% | At maturity |